For information on the risks associated with CADC, including the general risks with crypto
assets and stablecoins, please refer to:

Paytrie has implemented several controls to mitigate many of the risks associated with some
stablecoins. This includes each CADC token being fully-backed by a Canadian dollar, or cash
equivalents, held with a Canadian financial institution. We hold this reserve “in trust for”
CADC holders. We do not invest the assets of the reserve into any illiquid assets.